Banks are financial institutions that operate currency and credit businesses. They issue credit currency, manage currency circulation, adjust fund supply and demand, and handle currency deposits, loans and settlements. They are the product of the commodity-currency economy that has developed to a certain stage.

  Since the reform and opening up, my country's commodity economy has become increasingly active, and the scale of the banking industry has developed rapidly. However, in the context of accelerated interest rate marketization, intensified domestic and foreign competition, and declining profit growth, banking financial institutions must make corresponding strategic adjustments in business structure, resource allocation and regional layout. Industry research on the industry development environment and market demand is becoming increasingly important.

  To assist related research, CnOpenData has launched the five-level classification data of all bank loans in China, covering the five-level classification information of loans disclosed in the annual reports and interim reports of nearly one thousand banks in China, including fields such as bank name, year, reporting period, classification, end-of-period number, and proportion.

Time interval

2016-2023.8.31

Field display

Sample data

** Related literature

• She Kaiwen, Shen Yu, Zhao Shaoyang, 2024: "The Impact of Big Data on Bank Credit Behavior - Evidence from Digital Social Credit Platform", Economic Research, No. 3.
• Ding Xin, Zhou Ye, 2024: "Digital Transformation and Bank Credit Allocation - Based on the Perspective of Bank Loans to the Real Economy", Quantitative Economics and Technical Economics Research, No. 3.

Data Update Frequency

Annual Update

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