Banks are financial institutions that operate currency and credit businesses. They issue credit currency, manage currency circulation, adjust fund supply and demand, and handle currency deposits, loans and settlements. They are the product of the development of commodity-currency economy to a certain stage.

  Since the reform and opening up, my country's commodity economy has become increasingly active, and the scale of the banking industry has developed rapidly. However, in the context of accelerated interest rate marketization, intensified domestic and foreign competition, and declining profit growth, banking financial institutions must make corresponding strategic adjustments in business structure, resource allocation and regional layout. Industry research on the industry development environment and market demand is becoming increasingly important.

  To assist related research, CnOpenData has launched the data of the top ten borrowers of all Chinese banks, covering the top ten borrowers disclosed in the annual reports and semi-annual reports of hundreds of domestic banks, including fields such as bank name, year, reporting period, borrower, end-of-period number, proportion of total loans, and proportion of net capital.

Time interval

2016-2023.8.31

Field display

Sample data

Related Literature

• Ma Junlu, Guo Muxuan, Li Zeguang, 2013: "Bank Competition, Agency Costs and Borrowing Term Structure - Empirical Evidence from Chinese Listed Companies", Financial Research, No. 4.
• Cai Qingfeng, Wu Qiyan, Wu Guanchen, 2024: "Local Implicit Debt, Bank Risk Perception and Corporate Credit Availability", "China Industrial Economy" No. 1

Data Update Frequency

Annual Update

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